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In recent decades, municipalities across the country have provided their workers with higher retirement benefits, both pensions and health coverage, often in lieu of pay increases. But this has often created a future burden for budgets, made worse in some cases by skipping payments into pension funds.
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Open questions include whether this level of anti-incumbency – if it lingers for a full year – gains a more partisan cast, as well as how it plays out not only in the midterm general election, but in the primaries as well. Currently, the inclination to find someone new to support for Congress next year peaks among some groups, but with no clear direction – independents (74 percent of whom express anti-incumbent sentiment),  less-educated whites (73 percent), political moderates (72 percent); those in Mitt-Romney supporting red states (72 percent) and those personally inconvenienced by the partial shutdown (72 percent).
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The Fed is buying $85 billion in Treasuries and agencymortgage securities monthly in an effort to spur hiring andlower long-term borrowing costs. The Fed's stimulus has been amajor source of support for both the bond and equity markets.
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"It's really important for people to think about the kind of community they want to live in," Ginny Lance advises. "To me, if you're active in a community, that's the secret." Her husband, Dick, 81, is a former college professor and finds nearby Washington College a wonderful resource for his continued interests in learning and education. Meanwhile, several residents are choral singers.
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"We think we have the potential once again for an earningsseason where expectations are a little too low, and when theearnings finally do come out, we could have a little bit of anupside surprise," said Ryan Detrick, senior technical strategistat Schaeffer's Investment Research in Cincinnati.
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Ten-year cash German yields fell 1 basis point to 1.79 percent, supported by comments from European Central Bank officials this week that it stood ready to pump another round of money into banking markets if need be.
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